Terms of Service

Effective Date: April 13, 2026

These Terms of Service ("Terms") govern your use of the website exspose.com and any services offered by Foreclosure Recovery Inc. ("we," "us," or "our"). By accessing our website or purchasing our training program, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

Description of Service

Foreclosure Recovery Inc. provides educational training about the surplus funds recovery business. Our program teaches you how to locate, research, and recover unclaimed surplus funds held by state agencies after foreclosure sales. The training includes instructional materials, guides, templates, and support resources designed to help you build a surplus funds recovery operation.

Earnings Disclaimer

We make no guarantees regarding income, earnings, or financial results from using our training program. Results vary significantly from person to person and depend on many factors, including but not limited to:

• Your level of effort and time commitment
• Your ability to follow through on the training material
• Market conditions in your area
• Your prior experience and skills
• External factors beyond our control

Any examples of earnings or results shared on our website, in our training materials, or in testimonials are not typical and should not be interpreted as a promise or guarantee that you will achieve similar results. Some participants earn nothing. Past performance by any individual does not predict future results for you.

You acknowledge that building any business carries risk, and you accept full responsibility for your own results.

Not Legal, Financial, or Tax Advice

Nothing on our website or in our training materials should be interpreted as legal, financial, investment, or tax advice. We are an educational training company, not a law firm, accounting firm, or financial advisory service. You should consult qualified professionals in your area for advice specific to your situation before taking action on any matter discussed in our materials.

User Responsibilities

By using our website and services, you agree to:

• Provide accurate and truthful information when submitting forms or registering
• Use our training materials for lawful purposes only
• Comply with all applicable federal, state, and local laws in your business activities
• Not reproduce, distribute, or resell our training content without written permission
• Not misrepresent your affiliation with Foreclosure Recovery Inc.

Intellectual Property

All content on exspose.com, including text, graphics, logos, images, videos, training materials, templates, and software, is the property of Foreclosure Recovery Inc. and is protected by United States copyright and intellectual property laws.

You may not copy, modify, distribute, sell, or create derivative works from any of our content without our prior written consent. Purchasing our training program grants you a personal, non-transferable license to use the materials for your own business purposes only.

Communications Consent

By submitting your contact information through our website, you consent to receive communications from Foreclosure Recovery Inc. via:

• Email -- including training content, program updates, and promotional messages. You can unsubscribe at any time using the link provided in each email.
• SMS / Text Messages -- including follow-ups and service-related updates. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.
• Phone Calls and Voicemail -- regarding the services you expressed interest in. You may opt out by contacting us directly.

Consent to receive communications is not required to purchase our services.

Refund Policy

Refund eligibility and terms will be communicated at the time of purchase. If you have questions about our refund policy, contact us before completing your purchase.

Limitation of Liability

To the maximum extent permitted by law, Foreclosure Recovery Inc., its owners, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use our website or training materials
• Any business decisions you make based on our educational content
• Any loss of income, revenue, or profits related to your business activities
• Any errors or omissions in our content
• Any unauthorized access to your personal information

Our total liability for any claim related to our services shall not exceed the amount you paid to us for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless Foreclosure Recovery Inc. and its owners, officers, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from your use of our website or services, your violation of these Terms, or your violation of any applicable law.

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in the State of Texas, and you consent to the personal jurisdiction of those courts.

Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with a revised effective date. Your continued use of our website after any changes constitutes your acceptance of the updated Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid by a court, the remaining provisions will continue in full force and effect.

Contact Us

If you have questions about these Terms of Service, contact us at:

Foreclosure Recovery Inc.
Phone: (888) 545-8007
Email: support@usforeclosurerecovery.com
Website: exspose.com